Have a Look at The Top Five Credit Cards in Indian Market

If you are from India and looking for the best financial tool, you must choose a credit card. When you have a credit card, it can get you a number of benefits and rewards. People often get cashback after using their credit cards during shopping. Apart from that, it is possible to earn some points, discounts, and other credits.

So many banks and NBFCs are offering credit cards in India that it is practically impossible for an ordinary person to choose the right one without much help. It is our job to explore some of the most popular credit cards from India, understand their features, and provide you with other information. Read the complete write-up and check DSA app India for detailed information.

1. HDFC Regalia Credit Cards are Important

Are you familiar with the HDFC Regalia credit card? This is one of the most popular premium credit cards in India. If you are looking for a card that can get you better rewards, then you must use this card. People who are using this particular card say that if you love traveling, then you must use this card.

• Learn about the SBI CLICK Card

Next in line is the CLICK credit card offered by SBI. People who love to shop online must have this credit card to get some attractive rewards. No matter which platform you are using for shopping, you will certainly get some added benefits like discounts, cashback, and much more.

• Axis Bank Ace Credit Cards

Axis Bank Ace credit card is hugely popular and can get you some favorable deals. This credit card is specialized for utility payments. When you are buying the most basic stuff, you must choose this particular credit card.

• Get an American Express Platinum Credit Card

When you are in demand of the best credit cards, you can have an American Express Platinum credit card. As you can have attractive rewards and perks, people love to use them. Understand the important rules and regulations before applying for any card. Consultation with a professional will surely help you.

• ICICI Cards Are Also Quite Useful 

What could be better than ICICI credit cards? It is possible to have benefits related to traveling, dining, and other purposes. You don’t need to think about affordability for this particular card. As it is easy to have and offers a number of benefits. Talk to a Loan Agency that can help you choose the best loan possible.

Advantages of Using These Credit Cards

We have already told you about the top five credit cards in the Indian market. The time has come to learn some of the benefits you can expect while using these credit cards-

1. Most of the cards we have discussed here can get you access to the airport lounges.
2. Are you familiar with the reward programs associated with these credit cards? Once you have earned enough points, then you can redeem those points as per your needs.
3. When you are going for fine dining, try to use your credit cards. It will surely get you some discounts or cashbacks.
4. Online shopping is in trend. These credit card companies have ties with online platforms. You will have special benefits for using that particular credit card for shopping.
5. Buy fuel using your credit card and get the chance to win attractive gifts. 
6. Cards like ICICI Coral credit cards offer special offers when you are booking a show via BookMyShow.

We have just shared some of the most popular options you will have for choosing the right credit card. The more you will use, the better you will learn about using these credit cards.

Possible Issues That One Might Face

Although there are so many benefits, it is not possible to not have any issues.

1. The annual fees of most of these credit cards are quite high. If you have a substantial income, then only you can afford to have these cards.
2. Most credit cards offer the most benefits for international travelers.
3. Offline benefits are somehow limited.
4. Often, people say that credit cards don’t give you many offers on essential items.

On average, any credit card will get you multiple benefits, which is more than the possible issues. Try to have a chat with a professional working in the banking industry to have more detailed information.